- Jeff Swanson
- Posts
- Your $100 Bill Is Not Money (And Why That Changes Everything)
Your $100 Bill Is Not Money (And Why That Changes Everything)
Wall Street has been lying to you about money for 50+ years, and it's time someone told you the truth.
You work your whole life collecting these pieces of paper. You trade your time, creativity, and energy for them. You save them, invest them, plan your retirement around them.
But what if I told you that $100 bill in your wallet isn't actually money?
You've been lied to. And once you understand this lie—really grasp it—you'll start seeing the world with new eyes and making radically different financial decisions.
The Great Deception: What Money Actually Is
That $100 bill represents something precious: your life energy. Every dollar you earn is time you'll never get back—hours away from family, creativity sacrificed, problems solved for someone else's benefit.
So why does that $100 bill lose value every single year?
Real money is supposed to store your energy like a high-capacity battery. But fiat currency—what we call "money" today—is designed to leak your life's work, silently transferring it to those who print the money.
This isn't an accident. It's the system working exactly as designed.
The Counterfeiting Scam You Can't See
Here's where it gets criminal: You have to work hours to earn that $100 bill. But governments and banks can create millions of them with a few keystrokes.
Try printing money in your basement to pay rent. You'll go to jail for counterfeiting.
But when banks do it? They call it "quantitative easing" and get praised for bold economic policy.
The modern banking system is financial wizardry with you as the mark.
When you take out a mortgage, banks don't hand you money from a vault. They conjure most of it from thin air, loan it to you, then charge you interest on money they created for free.
This is why banks have those massive, shiny buildings downtown. You're paying interest on money that didn't exist until they typed it into existence.
The Death Spiral of Purchasing Power
Since 1971, the US dollar has lost over 90% of its value. Economists politely call this "inflation." I call it legalized theft.

With just 2% annual inflation (the government's fairy tale number), your money loses half its value every 35 years. Decades of your life's work—evaporated.
But real inflation runs closer to 7%. At that rate, your savings get cut in half every 10 years. Every decade, five years of your life's energy gets stolen.
That's the crime hiding in plain sight.
When Money Wasn't Broken
There was a time when money didn't leak value. The US dollar used to be backed by gold—real constraints on money printing.
That $100 bill was an IOU for actual metal in a vault. Gold had to be mined, refined, transported, stored. It took real work to create, just like the hours you spend at your job.
The government couldn't print gold. They had to work for it.
Back then, entire eras had zero inflation—sometimes even deflation—and the economy thrived. The average inflation rate was very low, close to zero, and sometimes even negative (deflation). For example, between 1880 and 1900, prices dropped about 10% over 20 years—that’s steady, gentle deflation. See this article.

What did that mean to the average american? Prices of everything were often very stable or even at times, falling. Think about that! If you lived in 1900, you’d have seen prices for goods and services barely change for decades! However, some periods, like the aftermath of World War I, saw brief but sharp inflation spikes due to war disruptions, even under the gold standard.
But in 1971, Nixon cut the last link to gold:
"I have directed Secretary Connally to suspend temporarily the convertibility of the dollar into gold."
That "temporary" suspension has lasted 54 years. Since then, unlimited money printing has crushed your purchasing power relentlessly.
The Bitcoin Revolution: Money Re-Engineered
Here's the breakthrough that changes everything: Bitcoin cannot be printed, diluted, hacked, faked, or inflated away.
Bitcoin exists outside Wall Street's rigged game. It's a monetary black hole—once value crosses that event horizon, it cannot escape through inflation.
Imagine saving $1,000 in Bitcoin today and finding it worth more in 100 years. That's what money is supposed to do.
Compare that to fiat: Your $1,000 today will buy what $100 buys in a few decades.
Bitcoin isn't speculation. It's salvation from a broken system.
Why Your Financial Advisor Won't Tell You This
Most advisors see Bitcoin and think "gambling." They see volatility and think "risk."
Here's what they're missing: Bitcoin's volatility isn't a bug—it's a feature.
That volatility creates opportunities while the underlying asset becomes the hardest money ever created. While traditional investors panic over price swings, smart money gets paid by those same swings.
Your advisor profits from keeping you trapped in their fee-generating products. Bitcoin threatens that model because it gives you true financial sovereignty.
The Compound Power of Opting Out
This isn't about getting rich quick. It's about escaping a system designed to steal your life's work slowly, systematically, year after year.
Every paycheck, you can convert depreciating dollars into the hardest money ever created. You're not gambling on price appreciation—you're systematically opting out of currency debasement.
While others fight over scraps from a broken financial system, you're building wealth with tools that didn't exist two years ago.
Your Escape Plan
The foundation is rotten. You can't fix fiat money—it must be replaced from the ground up.
That's exactly what the Bitcoin Global Network is: a parallel system we're building together, one person at a time.
Start looking into Bitcoin. Learn what money actually is versus what you've been told it is. When you really understand the difference, saving in Bitcoin becomes obvious.
Stop playing defense with a rigged game. Start playing offense with tools designed for your freedom.
Ready to rethink everything you know about money and wealth? Dive deeper with "The Simple Bitcoin Strategy That's Beating Every Traditional Investment" to learn my 10% solution for systematic wealth building.