The Simple Bitcoin Strategy That's Beating Every Traditional Investment

In this short article I'm going to tell you how to build wealth simply and on autopilot. This one idea can have a huge impact on your life. Without what I'm going to tell you, my life would be completely different. And by that, I mean poorer. Less free.

Here's what most Bitcoin advice gets wrong: It treats buying Bitcoin like a binary choice. You're either all-in or all-out. Maximum conviction or maximum fear.

The 10% Solution cuts through that noise with elegant simplicity:

Save 10% of every paycheck. Invest it in Bitcoin. Repeat.

That's it. No complex strategies. No timing the market. No agonizing over whether you're "too late" or buying at the "wrong" price.

This concept leverages a fundamental tactic that all wealthy people master and poor people fail to implement: buying assets. Think about it. Poor people live paycheck to paycheck, never acquiring assets. But wealthy people excel at accumulating them.

Your goal is to put your wealth building on autopilot. Let me show you how.

The Psychology of 10%

Why does 10% work when other approaches fail? Because it solves the three biggest barriers that keep people stuck in the fiat trap:

1. It's not scary. Ten percent won't ruin you if Bitcoin goes to zero. (Spoiler: the dollar going to zero is a much bigger risk.)

2. It builds conviction gradually. Every purchase teaches you something new about Bitcoin, self-custody, and sound money principles.

3. It creates momentum. Success breeds success. Once you see your first $1,000 in Bitcoin, you'll want to see $10,000.

Dollar-Cost Averaging: Your Volatility Shield

"But what if I buy at the top?"

This question reveals a fundamental misunderstanding. You're not trying to time Bitcoin—you're trying to escape a depreciating currency.

When you dollar-cost average (DCA) into Bitcoin every paycheck, volatility becomes your friend. High prices? You buy less Bitcoin. Low prices? You accumulate more. Over time, you smooth out the ups and downs while building a meaningful position.

I've been DCAing for three years now. I've bought Bitcoin at $30,000, $60,000, and $15,000. Every purchase taught me something. Every dip reinforced why I was doing this. Every all-time high reminded me that I was still early.

The Compound Effect of Consistency

Let's say starting in January 2020 you began putting away $100 every two weeks into Bitcoin. That doesn't sound like a lot, but with Bitcoin the results are surprising.

As of today, August 5th, 2025, the amount you invested would be about $13,700. However, you would also own over $62,000 in Bitcoin. That's a 354% return.

Below is graph showwing your your invested money (blue line) and your Bitcoin account (orange).

If you followed the typical advice from a financial advisor—like putting your money into the S&P 500 index—you’d have earned about a 95% return. That would turn your investment into roughly $26,750.

Again if you had put that same amount into Bitcoin, it would now be worth $62,000. That’s a massive difference. Same timeline. Radically different outcomes.

Of course, there are no guarantees about what Bitcoin will do in the future. But I have strong personal conviction that it still has a long way to run. Why? Because Bitcoin is filling a global need—a form of money that can’t be diluted or debased, and that can be transferred instantly, securely, and globally without permission.

Remember, Bitcoin is an invention—like the internet. It’s not just a currency; it’s a new protocol. And like all transformative technologies, it’s still in the early stages, with decades of growth ahead.

If you want to experiment with what dollar-cost averaging looks like in your specific situation, you can visit this free calculator. Simply plug in your assumptions and calculate your returns: https://www.btc-insights.com/tools/profit-calculator

Getting Started: Your First Step

The hardest part isn't understanding Bitcoin—it's taking the first step. Here's your action plan:

Step 1: Choose your exchange and open an account. I recommend starting with Coinbase, but there are others. See the list below. Once you have an account with an exchange, you can transfer money from your bank and convert it into Bitcoin.

Step 2: Make your first manual purchase. Watch the transaction settle. You now own Bitcoin!

Step 3: Set up automatic recurring purchases. Start with whatever 10% of your gross pay equals. If that feels like too much, start with 5% and work your way up. This is the critical step to put your wealth-building plan on autopilot. Don't skip this!

Step 4 and beyond: Maintain your DCA schedule. Resist the urge to time the market. Use market downturns as learning opportunities, not panic moments. Also, try to increase your 10% allocation over time. At one point I was saving 20% of my income. I always view 10% as a minimum, so aim to increase this value as you get more skilled at saving your money.

User-Friendly Platforms for Beginners

Coinbase - This is the "Apple" of crypto exchanges—super simple for beginners, with a clean design, easy account setup, and tons of educational resources. Imagine helping a friend buy their first stock: Coinbase makes buying your first Bitcoin that smooth. Security is a top priority, and they've got strong consumer protections. The main drawback: slightly higher fees, but many newbies find the peace of mind worth it.

Kraken - Think of Kraken as a "safe haven" for crypto. It's been around for years with a solid safety record. Beginners appreciate its easy setup and great support. Picture a bank you trust with your first savings account—that's Kraken for Bitcoin. They also offer low trading fees and lots of security features, helping you sleep at night.

Crypto.com - If you're comfortable on your phone and love rewards points, Crypto.com is like a cashback credit card, but for crypto! The mobile app is intuitive, they offer lots of rewards and even a crypto-linked debit card for everyday spending. Security is strong, and there's good educational content for beginners.

Binance.US - For those who want more choice (think: "Walmart of crypto exchanges"), Binance.US offers a huge variety of coins, low trading fees, and a simple interface. It's a reliable option for US residents, though it may be more complex than Coinbase at first glance.

Why This Works When Other Strategies Fail

The 10% Solution succeeds because it acknowledges human psychology. It doesn't ask you to become a Bitcoin maximalist overnight. It doesn't require you to predict price movements or master complex trading strategies.

Instead, it does something more powerful: It automates your escape from the fiat system.

Every paycheck, you're converting 10% of your depreciating dollars into the hardest money ever created. You're not gambling on price appreciation—you're systematically opting out of currency debasement.

The traditional financial system wants you to stay trapped. Your 401(k) provider profits from your fees. Your bank benefits from your deposits. Your financial advisor gets paid to keep you in traditional assets.

Bitcoin doesn't care about any of that. It's apolitical, global, and designed to preserve your purchasing power over time.

The Long Game

The 10% Solution isn't about getting rich quick. It's about getting wealthy slowly, deliberately, and with conviction.

While others argue about Bitcoin's short-term price, you're building a position that could define your financial future. While others wait for the "perfect" entry point, you're accumulating every single month.

Most importantly, while others remain trapped in the fiat system—watching inflation erode their savings and their retirement timelines stretch ever longer—you're systematically building your freedom stack.

The question isn't whether Bitcoin will succeed. The question is whether you'll be positioned to benefit when it does.

Your Next Move

Ready to rethink everything you know about building wealth? Not sure where to start with Bitcoin? Book a Bitcoin Clarity Call with me and jump-start your journey with confidence.