How I Turned Bitcoin Volatility Into $5,200 Monthly Income

Three months ago, I put $100,000 into a strategy most financial advisors have never heard of. While my friends argue about whether 4% CDs are "good enough" for retirement, I'm collecting $5,200+ monthly distributions from Bitcoin's volatility itself.

Here's what happened—and why this changes everything about building wealth in Bitcoin world.

The Death of "Safe" Returns

Let me be blunt: if you're building wealth with traditional investments in 2025, you're playing a rigged game.

Your financial advisor is happy to park your money in "balanced portfolios" earning 6-8% annually (if you're lucky). Meanwhile, inflation quietly steals 8% of your purchasing power each year. You're working harder than ever for money that buys less than ever.

But what if there was a way to extract income from Bitcoin's legendary volatility—without the stress of timing markets or losing sleep over price swings?

That's exactly what I've been testing with my MSTY portfolio.

The MSTY Experiment: Turning Chaos Into Cash

On April 14th, 2025, I started an experiment. I bought 1,000 shares of MSTY (YieldMax MSTR Option Income Strategy ETF) at $20.37 per share—a $20,370 initial investment.

MSTY is a covered call strategy that sells options against MicroStrategy (MSTR), the company that holds over 600,000 Bitcoin. When Bitcoin gets volatile, MSTY collects premium. When it doesn't, MSTY collects a smaller premium. This instrument harvest bitcoin volatility like a water turbine harvests the energy of moving water.

Here is my recent payout for June.

The results after 3 months?

• Total invested: ~$102,000 (including additional purchases)

• Current value: $95,562 (6% paper loss)

• Total distributions received: $18,156

• Net profit: $11,300+

• Annualized return: 55.1%

Let me put this in perspective: while most portfolios are treading water, I'm generating $5,200+ in monthly income from an asset class that didn't exist 2 years ago.

Why the "Experts" Don't Get It

Here's what your financial advisor won't tell you: they don't understand Bitcoin, so they can't see the opportunities it creates.

Most advisors see Bitcoin and think "gambling." They see volatility and think "risk." They see new financial instruments like MSTY and think "sketchy."

But here's what they're missing:

Bitcoin's volatility isn't a bug—it's a feature. That volatility creates option premiums. Those premiums become income. That income compounds over time.

While traditional investors are paralyzed by Bitcoin's price swings, smart money is getting paid by those same swings.

The Distribution Reality Check

Now, let's address the elephant in the room: my distributions are declining.

• May distribution: $6,811

• June distribution: $6,056

• July distribution: $5,237

Is this a problem? Not at all. This is exactly how volatility-based strategies work.

When Bitcoin surges, option premiums explode. When it consolidates, premiums normalize. But here's the key: even "normal" Bitcoin volatility generates returns that crush traditional investments.

Think of it like owning rental properties. Some months are better than others, but you're still collecting rent every month—rent that beats inflation, beats CDs, and beats most stock portfolios.

What This Means for Your Wealth Strategy

I'm not suggesting you put your entire portfolio into MSTY. But I am suggesting you start thinking differently about income generation. Study it. Start small and experiment if you think it's right for you and your situation.

In short, your first priority should be to accumulate Bitcoin. Try to get to one Bitcoin as soon as possible—having a solid foundation of 1 Bitcoin is a great cornerstone for your financial life, so this should be the priority.

For those who already have a substantial Bitcoin position and may be in their later years, you might want to allocate 5% or 10% of your net worth to an income stream like MSTY. There's no one-size-fits-all approach, but don't overlook MSTY as an option.

The old playbook is broken:

• Bonds pay nothing after inflation

• Dividend stocks are overvalued

• Real estate requires massive capital and management

• CDs are certificates of depreciation

The new playbook leverages innovation:

• Bitcoin-linked strategies for yield generation

• Covered call ETFs for income

• Alternative assets for diversification

• Technology-enabled investing for efficiency

My MSTY experiment proves you don't need to be a crypto day trader to benefit from Bitcoin's growth. You just need to be smarter about how you access that growth.

The Bottom Line: Stop Playing Defense

Financial advisors will tell you to "stay diversified" and "think long-term." Translation: accept mediocrity and hope inflation doesn't destroy your purchasing power.

I'm telling you to play offense.

Bitcoin and Bitcoin-linked strategies aren't replacing traditional investments—they're supercharging them. MSTY gives me:

• Monthly income that beats most annual returns

• Exposure to Bitcoin's upside without direct volatility stress

• A hedge against fiat currency debasement

While everyone else is fighting over scraps from a broken financial system, I'm building wealth with tools that didn't exist two years ago.

Your Next Move

The MSTY experiment is just one example of how Bitcoin is creating new wealth-building opportunities for ordinary people. But it requires a shift in thinking—from preservation to growth, from safety to opportunity, from traditional to innovative.

Ready to rethink everything you know about building wealth?

Book A Bitcoin Clarity Call

Truly,
Jeff Swanson